Author: Terence Critchlow

The Science of Scaling by Benjamin Hardy and Blake Erickson offers a compelling framework for entrepreneurs who want to scale their businesses but struggle to identify the path forward. While written primarily for business owners, the core principles apply to building an investment portfolio capable of generating the passive income needed to break paycheck dependency.…

People often use the terms saving and investing interchangeably. This creates real problems. When you treat fundamentally different concepts as the same thing, you make decisions based on faulty assumptions about risk, return, and control. Understanding the distinctions between saving, investing, and speculating is not academic. It is the foundation for building a portfolio that…

Through consulting calls and networking conversations with newer investors, one pattern emerges consistently. Many investors lack clarity about what they are looking for in a deal. Some pursue impossible deals: 30% IRR, 10% cash-on-cash returns, complete liquidity, and zero risk. These opportunities do not exist. If they did, institutional investors would jump on them before…