Invest 4 an Abundant Life

Book Review: Buy Back Your Time

May 18, 2024

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Terence Critchlow

One of the main reasons to break your dependency on your paycheck is to stop trading your time for money and instead focus on the things that are most important to you and bring the most value to you, your family, and, more broadly, the world in general.
How to use arbitrage effectively

May 4, 2024

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Terence Critchlow

Most people are aware of the concept of financial arbitrage – borrowing money at one rate and then using it to generate income at a higher rate, pocketing the difference between the two rates as profit – as this is what banks do. Banks borrow money (your deposits) at a low interest rate then lend…
8 tax advantages of real estate

Apr 20, 2024

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Terence Critchlow

If you talk with real estate investors, you will often hear about the tax advantages of real estate investing. People will often talk about them as a silver bullet that makes real estate investing more lucrative than other investments. But it isn’t always clear what tax advantages they are talking about. And, in some cases,…
Will $1Trillion in interest payments force lower rates?

Apr 6, 2024

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Terence Critchlow

In Q4 2023, the interest on the federal debt surpassed 1 Trillion dollars [1] for the first time. That’s almost double the amount we paid in Q4 2019 ($565B), and is truly an unfathomable amount of money to be paying simply to cover the cost of maintaining our deficit (not to pay it down).
Do your homework so you can take advantage of a deal when it appears

Mar 16, 2024

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Terence Critchlow

While getting wealthy in real estate is a long-term game, there are times when you need to be able to move fast. Sometimes really fast.
Hands off investor book review

Mar 2, 2024

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Terence Critchlow

I am often asked if I can recommend a book for a Limited Partner to gain a better understanding of syndications, including how to better understand a deal. I am happy report that I finally found a book that I can whole-heartedly endorse as a great introduction to syndications for LPs: The Hands-Off Investor, by…
Deep dive on our values: Reliability

Feb 17, 2024

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Terence Critchlow

MBC Real Estate Investing is built on 4 core values: abundance, freedom, community, and reliability [1]. I want to go a little deeper into what these values mean to us, so that you have a better idea of whether or not our views align with yours. I believe that understand someone’s values is important to…
Deep dive on our values: Community

Feb 3, 2024

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Terence Critchlow

MBC Real Estate Investing is built on 4 core values: abundance, freedom, community, and reliability [1]. I want to go a little deeper into what these values mean to us, so that you have a better idea of whether or not our views align with yours. I believe that understand someone’s values is important to…
Deep dive on our values: Freedom

Jan 20, 2024

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Terence Critchlow

MBC Real Estate Investing is built on 4 core values: abundance, freedom, community, and reliability [1]. I want to go a little deeper into what these values mean to us, so that you have a better idea of whether or not our views align with yours. I believe that understand someone’s values is important to…
Deep dive on our values: Abundance

Jan 6, 2024

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Terence Critchlow

MBC Real Estate Investing is built on 4 core values: abundance, freedom, community, and reliability [1]. I want to go a little deeper into what these values mean to us, so that you have a better idea of whether or not our views align with yours. I believe that understand someone’s values is important to…
How do you know who to take advice from?

Dec 16, 2023

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Terence Critchlow

A question I got recently from another syndicator is “Who do you go to for unbiased retirement investing advice?”
Key differences between REITs and syndications

Dec 2, 2023

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Terence Critchlow

At a high level, syndications comprising multiple properties look an awful lot like REITs (Real Estate Investment Trusts) so a reasonable question is why would you invest in a syndication, where your money is locked up for years, when you could invest in real estate through a REIT instead.
Book Review – 10x is easier than 2x

Nov 18, 2023

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Terence Critchlow

Grant Cardone made thinking 10x bigger popular with his book “The 10x Rule” [1] back in 2011. However, he focused on the mindset that you need to reach these seemingly impossible goals. Building on this idea, and providing some additional insight into how to actually make this work, Dan Sullivan and Benjamin Hardy published “10x…
What we look for in our investors

Oct 21, 2023

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Terence Critchlow

You already know that not all investments are right for all investors. That also means that not all investors are right for a specific investment.
Tax Adjusted Returns – understanding how taxes impact returns

Sep 23, 2023

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Terence Critchlow

When comparing investment opportunities, it is very tempting to just look at one of the common metrics, in particular IRR, and pick the investment with the best projected return.
Risk adjusted returns – not all investments behave the same

Sep 9, 2023

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Terence Critchlow

When comparing investment opportunities, it is very tempting to just look at one of the common metrics, in particular IRR, and pick the investment with the best projected return.
Book Review – Getting Things Done: The Art of Stress-Free Productivity

Aug 26, 2023

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Terence Critchlow

I am an avid reader of non-fiction. I believe in continuous education and find that books provide an incredible wealth of information. Reading a good book provides both inspiration and insight, opening the mind to new possibilities.
Why I like the Texas markets

Aug 12, 2023

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Terence Critchlow

Once you know what your overall investment strategy is [1] and have decided on an asset class [2], the next major decision point you need to make as a real estate investor is what market to invest in. Unlike a stock, which is identically priced anywhere in the country, the price of real estate varies…
Why I like self storage facilities as an asset class

Jul 29, 2023

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Terence Critchlow

Once you start looking at syndication deals, you will find that there are a huge number of opportunities to invest in a wide variety of real estate – as well as other types of syndications as well (did you know that many movies and broadway shows are syndications?).
Are your investment goals and strategy aligned?

Jul 15, 2023

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Terence Critchlow
Don’t be afraid to ask the hard questions

Jul 1, 2023

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Terence Critchlow

I almost got involved in a ponzi scheme. The only reason I didn’t end up losing a lot of money was sheer luck.
Your lawyer and CPA – don’t invest without them

Jun 17, 2023

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Terence Critchlow

If you hang around real estate investors for a while, you will always hear the disclaimer that “I am not a lawyer, CPA, or financial advisor”. You will even see it on each of my blog posts J.
Why do syndicators share their deals instead of keeping them all for themselves?

Jun 3, 2023

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Terence Critchlow

A common question from people exploring syndication for the first time is, “if this deal is so good, why doesn’t the sponsor keep it to themselves?” It is a very natural question, but misses the point of why someone is syndicating in the first place.
What is a cost segregation and why should I care if I am not a real estate professional?

May 27, 2023

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Terence Critchlow

If you hang around commercial real estate investors for any length of time, you will hear the term “cost segregation” come up.

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