Author: Terence Critchlow

I have been investing in Real Estate for over 30 years, primarily in small properties,  and only recently found what I consider to be an optimal strategy for busy professionals – investing in syndications to provide passive income streams. This strategy has allowed me to break my dependency on my paycheck without it creating another job. 

I started MBC to share the opportunity with you.

Within MBC, I apply the writing, project management, and organization skills I developed running complex, multi-year, multi-organization software projects in a 20+ year career in tech (culminating as a Principal Technical Program Manager at Amazon) to my real estate investment projects. 

In particular, I focus on cash flowing real estate with partners that have demonstrated a strong track record. I mainly invest in a small number of asset classes and target markets.

For more details about me, connect with me on LinkedIn. 

Check out our newsletters for details on why I love syndications. If you have any questions, reach out at info@mbc-rei.com 

Recent Newsletter Articles

  • #65  Understanding GP-Operator Relationships: Critical Due Diligence

    #65  Understanding GP-Operator Relationships: Critical Due Diligence

    When conducting due diligence on a real estate investment opportunity, looking solely at the General Partner (GP) team provides an incomplete picture. Understanding who operates the property and the relationship between your GP and these operators is equally critical. This relationship can significantly impact your investment outcomes, yet it often remains overlooked by inexperienced investors.…

  • #64 Book Review – Tiny Habits

    #64 Book Review – Tiny Habits

    When building wealth while maintaining your professional career, your most valuable resource is not capital—it is your time, including the habits you fill your day with. B.J. Fogg’s “Tiny Habits: The Small Changes That Change Everything” [1] offers a refreshingly practical approach to behavior change. As a Stanford researcher who has studied behavior for decades,…

  • #63 Establishing Your Investment Thesis – Part 3: Determine Your Tactics

    #63 Establishing Your Investment Thesis – Part 3: Determine Your Tactics

    Now that you’ve established your goals and overall investment strategy, it’s time to translate them into actionable tactics. This chapter will guide you through creating your investment thesis—a personalized framework that will serve as your financial compass for years to come. In particular, you need to establish your ideal: Design Your Portfolio Allocation The fundamental…

  • #62  Establishing Your Investment Thesis – Part 2: Clarify Your Strategy

    #62  Establishing Your Investment Thesis – Part 2: Clarify Your Strategy

    “The most important investment you can make is in yourself.” — Warren Buffett Once you understand the goals for your investments [1] it is time to clarify your overall investment strategy. Building on the work of my mentors [2], I have identified five dimensions that combine to form the space of possible investments. Consider these…

  • #61 Establishing Your Investment Thesis – Part 1: Define Your Goal

    #61 Establishing Your Investment Thesis – Part 1: Define Your Goal

    While having a full-time job with a substantial paycheck is great, you are still trading your time for money. In order to break your paycheck dependency, you need to develop a strategy that puts your hard earned income to work for you. This article provides the first step in developing your personal investment thesis. At…

  • #60 Yield on Cost vs Cash-on-Cash and IRR

    #60 Yield on Cost vs Cash-on-Cash and IRR

    You’re likely familiar with the challenge of evaluating investment opportunities. With sponsors presenting different metrics to showcase their deals, it’s crucial to understand which numbers truly matter for your investment decisions. Recently, Yield on Cost (YoC) has gained popularity, with some sponsors even suggesting it should be the primary metric for evaluating deals. But is…

  • #59 Book Review: Finish: Give Yourself the Gift of Done

    #59 Book Review: Finish: Give Yourself the Gift of Done

    Most of us have a pile of half-finished projects and abandoned goals. With this being the season where most new resolutions are added to that pile, I wanted to share a book that helps you stay on track and accomplish your goals. In his groundbreaking book “Finish: Give Yourself the Gift of Done,” Jon Acuff…

  • #58  Two Unfortunate Trends in Sponsor Communication

    #58  Two Unfortunate Trends in Sponsor Communication

    As passive real estate investors, we often focus on the numbers – IRR, equity multiples, and cash-on-cash returns. But I’ve discovered that a sponsor’s communication patterns can tell you more about their operational excellence and investment philosophy than any pro forma. Recently, I’ve observed two concerning trends in sponsor communications that every Limited Partner should…

  • #57 Note Investing 101

    #57 Note Investing 101

    One of my favorite asset classes for cash flow is notes – also known as mortgages, hard money loans, or private money loans. Think of it as becoming the bank – without the bureaucracy. There are two common ways to invest in notes. The first is to invest directly in a specific note against a…