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Author: Terence Critchlow

I have been investing in Real Estate for over 30 years, primarily in small properties,  and only recently found what I consider to be an optimal strategy for busy professionals – investing in syndications to provide passive income streams. This strategy has allowed me to break my dependency on my paycheck without it creating another job. 

I started MBC to share the opportunity with you.

Within MBC, I apply the writing, project management, and organization skills I developed running complex, multi-year, multi-organization software projects in a 20+ year career in tech (culminating as a Principal Technical Program Manager at Amazon) to my real estate investment projects. 

In particular, I focus on cash flowing real estate with partners that have demonstrated a strong track record. I mainly invest in a small number of asset classes and target markets.

For more details about me, connect with me on LinkedIn. 

Check out our newsletters for details on why I love syndications. If you have any questions, reach out at info@mbc-rei.com 

Recent Newsletter Articles

  • Understanding common metrics defining returns: CoC, MOIC, and IRR

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    Terence Critchlow

    When evaluating different investments that would fall into the same bucket within your portfolio, it can be challenging to understand how they compare since they may have very different characteristic such as cash flow and time to completion (to know what your buckets are, you need to understand your personal investment philosophy). To help compare…

  • What is a “preferred return” and how does it relate to a “waterfall”?

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    Terence Critchlow

    When you start looking at syndications, you will hear a lot about “preferred returns” (also known as “prefs”), and “waterfalls”. These terms are thrown around a lot but not usually defined. So what do people mean when they are talking about them?

  • What does “active investing” in real estate mean?

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    Terence Critchlow

    When people think about real estate investing, what they typically think about is active investing. In active investing you do the work to make the investment succeed. And if you don’t do the work, your investment will likely not be successful. This is what a sponsor does, but you don’t have to be leading a…

  • Thoughts on the latest bank failures

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    Terence Critchlow

    It has been a really interesting week on the financial front, so I wanted to take a break from my normal focus on syndications and talk about what has happened so far, what seems to be happening in the short term, and some possible long term implications. While this isn’t specifically focused on real estate…

  • Definition: What is an accredited investor?

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    Terence Critchlow

    An accredited investor is the term used by the SEC to refer to investors who are “financially sophisticated”. Accredited investors are able to invest in a wide variety of opportunities that normal investors are not – some of which (such as capital raises for tech startups) are much riskier than the investment options that are…

  • When should you use an IRA or other retirement accounts to invest in syndications

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    Terence Critchlow

    Standard disclaimer: I am not an accountant or financial advisor, and am not providing tax or financial advice, this article reflects my understanding of the rules as they currently exist and is not a recommendation on what you should do. I always recommend talking to your tax and financial advisors before making any financial decisions.

  • My (Current) Investment Philosophy

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    Terence Critchlow

    There are a lot of different ways to invest in real estate. The right way for you may not be the right way for me, and that’s ok. Success in REI does not look the same for everyone. It is important, however, that you understand why you are investing in a certain asset class, deal,…

  • My advice for new investors

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    Terence Critchlow

    One of the questions I usually get when talking to someone who is looking at real estate investing for the first time is, “Where do I start?” Sometimes the question comes out as directly as that, sometimes the conversation dances around the topic for a while.

  • What I look for in a potential sponsor

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    Terence Critchlow

    I would argue the single most important decision you make about investing in syndications is not which deal to invest in, but which sponsors do you invest with. Obviously the deal itself is important – the numbers need to make sense and it needs to fit within your overall investment philosophy – however many investors…